White Paper
The State of Mobile Payments in Sub-Saharan Africa 2026
September 2026Read
Global Reach · African Roots · AI-First
Where Payments Expertise Meets Global Ambition
We help banks, MNOs, telcos, insurers, energy companies, and loyalty operators worldwide build, optimise, and scale their payments capabilities — combining deep domain expertise with AI-powered analytics.
Businesses We Serve
Eight domains. One 360° partner.
A complete advisory view across the entire payments value chain — from strategy to implementation, worldwide.
Payments
End-to-end payments strategy, infrastructure design, and transformation for financial institutions globally.
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Issuing
Card and credential issuance advisory — from scheme selection to processor integration and go-to-market.
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Acquiring
Merchant acquiring strategy, pricing optimisation, and certification support for acquirers and processors.
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Merchant Acceptance
Acceptance technology rollout, SoftPOS, NFC, and multi-channel acceptance strategy.
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Digital Banking
Digital transformation advisory for banks — open banking, API strategy, and digital product design.
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AI Tools & Technology
Custom AI products for payments and fintech — revenue assurance engines, fraud detection, and operational analytics.
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Loyalty Platforms
Design, build, and optimise loyalty programmes and platforms for banks, retailers, airlines, and telcos.
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Fleet & Energy Payments
Fleet card issuing and acceptance advisory for oil, energy, and logistics companies — from scheme design to network rollout.
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Our Offering
Three ways we support you
From strategic consulting to AI-powered tools and hands-on implementation, we support you across the full payments lifecycle.
01
Consulting
We help you understand market shifts, define strategy, reduce costs, recover revenue, and make confident decisions in a rapidly evolving global payments landscape.
Explore Consulting02
AI Tools
Purpose-built AI products for financial institutions — revenue assurance engines, fraud detection platforms, loyalty analytics, and operational dashboards.
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Research & Insights
Authoritative white papers, benchmarking studies, and market intelligence on payments, mobile money, and fintech — shaping strategy and policy globally.
Explore ResearchScheme & Central Bank Advisory
Thought Leadership with Visa, Mastercard & Central Banks
We work directly with Visa and Mastercard to provide thought leadership, market development, and advisory support to central banks, regulators, and financial institutions seeking to modernise payment infrastructure and enable cross-border transactions.
Visa & Mastercard scheme advisory and market development
Central bank payment system strategy and policy design
Cross-border payment corridor analysis and design
Domestic instant payment scheme design and governance
Regulatory sandbox and innovation framework advisory
Regional payment integration and interoperability
Telecoms & Mobile Money
Helping Telcos Win in Financial Services
Mobile money is one of the world's most powerful financial inclusion engines. We help MNOs and telcos design, launch, and scale mobile financial services platforms — from initial strategy through to full commercial operation.
Mobile money strategy and go-to-market design
Interoperability and bank integration frameworks
Agent network design and optimisation
Regulatory navigation and licensing support
Revenue maximisation: merchant payments, lending, insurance
AI-powered fraud and risk management
Trusted By
Companies we have worked with
From global technology giants and international payment schemes to leading African banks — our clients trust us to deliver.
4
Global Offices
8+
Advisory Domains
20+
Years Combined Experience
AI-First
Methodology
Our Approach
From ambition to adoption at scale
Combining consulting, AI tools, and implementation support to help financial institutions grow, scale, and stay competitive.
1
DiagnoseAssess the landscape
Deep-dive assessment of your payments environment — costs, revenues, operations, technology, and competitive position benchmarked against global peers.
2
DesignDefine the strategy
Co-create a tailored strategy with your leadership team. We combine domain expertise with your institutional knowledge to build something that actually works in your market.
3
BuildImplement with confidence
Hands-on implementation support — from vendor selection and technology integration to AI tool deployment, process redesign, and change management.
4
MeasureTrack outcomes rigorously
Rigorous tracking against agreed KPIs. We don't leave until the numbers move — cost savings realised, revenue recovered, or capability built and proven.
Latest Insights
Explore our research
White Paper
AI in African Banking: From Pilot to Scale
August 2026Read
Report
Open Banking Regulation: Africa's Emerging Frameworks
July 2026Read
Share your challenge
Get the expertise and support to navigate the global payments landscape. We'll respond within 24 hours with an initial perspective.