Authoritative fintech research, white papers, and thought leadership from Africa's leading payments advisory firm. Shaping strategy, policy, and investment decisions across the continent.
A comprehensive analysis of mobile money adoption, interoperability challenges, and the road to financial inclusion across 12 markets. This report examines transaction volumes, regulatory developments, and the competitive dynamics reshaping Africa's mobile money landscape.
How Africa's leading banks are deploying AI to transform fraud detection, credit scoring, and customer experience — and what it takes to move from proof-of-concept to enterprise-wide deployment.
A comparative analysis of open banking regulatory developments across Nigeria, Kenya, South Africa, and beyond — and what financial institutions need to do to prepare.
An assessment of instant payment system rollouts across the continent — examining the economics of real-time payments, adoption barriers, and the role of central banks in driving uptake.
A data-driven review of fintech investment across Africa — tracking deal flow, sector trends, and the emerging hubs reshaping the continent's financial services ecosystem.
Africa's cross-border payment corridors remain among the most expensive in the world. This paper examines the structural barriers, emerging solutions, and the commercial opportunity for financial institutions.
A practitioner's guide to identifying and recovering lost payments revenue — covering fee leakage, interchange optimisation, billing gaps, and the role of AI in continuous revenue monitoring.
An analysis of central bank digital currency initiatives across Africa — examining design choices, implementation challenges, and implications for commercial banks and payment service providers.
A benchmarking study of payment processing costs across African banks and MNOs — identifying the key cost drivers and the interventions that deliver the greatest savings.
How embedded finance — insurance, lending, and payments built into non-financial platforms — is reaching Africa's unbanked population at scale, and what it means for incumbents.
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